|
|
Add URL
Blog
Directory
|
Latest News on Credit CardsGuilty of careless driving37% of motorists are guilty of driving without due care and attention, according to new research carried out on UK streets by Direct Line Car Insurance. The insurer employed the services of an
 Mortgages - Track and fix with NationwideNationwide Building Society has announced the launch of new fixed rate and tracker products. The deals, available from October 3rd, comprise a 2 year fix at 4.47% and a 2 year tracker at 4.29%.
 Is your home less affordable?The average house price has almost trebled since 1996, and demand for property shows no real signs of diminishing, with some commentators predicting further increases of up to 40% in the next four
 'Pay As You Drive' insurance anyone?Drivers are set to take greater control of their motor insurance and save up to one third on their premiums with the launch of 'Pay As You Drive' insurance, claims Norwich Union. The insurer has
 Mixed reviews for Post Office Guaranteed Equity BondThe Post Office recently launched a Five Year Saver Guaranteed Equity Bond (GEB). It's a fixed-term deposit bond provided by the Bank of Ireland. One half of your money earns interest of 6.25% gross /
 First-time buyers struggle with stamp dutyThe proportion of first-time buyers paying stamp duty has jumped from 48% to 56% in the space of just a year, according to the Council of Mortgage Lenders (CML). In fact, only 15% of home movers esca
 Watchdog censures financial adviserCity watchdog, the FSA (Financial Services Authority), has publicly censured financial adviser GD Tancred Financial Services Limited (GDT) for not clearly explaining and documenting the risks of i
 So who will fund your retirement?8% of British men think that their retirement income will come from their partners, according to new research from Zurich UK. The findings, part of Zurich Money Matrix, a new probe into the UK'
 Credit cards - APACS details initiativesAPACS, the UK payments association, has launched its latest report into transparency and responsibility in the credit card industry. 'Sharing Best Practice', details the steps the industry has
 Brits in dark over home contents valuesAt a time when house prices in the UK are rising at their fastest rate for four years, Brits are displaying a surprising lack of understanding of the actual value of the contents they have in their
 Investments - Go off the beaten track?When it comes to investing, emerging markets have been the best performing markets each year in the last decade, according to new research by fund manager, Fidelity International. Using MSCI in
 N&P enters Gibraltar buy-to-let marketNorwich and Peterborough Building Society (N&P) has made additions to its mortgage product ranges for customers looking to buy in Gibraltar or Spain - the launch comprising a new buy-to-let mortga
 So what adds value to your property?Research from Alliance & Leicester Personal Loans shows that consumers and estate agents are breeds apart in their views on the type of 'home improvements' that will add value to a property. W
 Pick 'n' fix with SkiptonSkipton Building Society has launched new versions of its Pick 'n' Fix fixed rate investment bonds - the latest deals including a 1 year bond paying 5.51% gross pa, a 2 year bond at 5.61% gross pa
 Alliance amends specialist mortgagesAlliance & Leicester is amending its current range of specialist mortgages - new deals including a 2-year fixed rate buy-to-let deal set at 5.29% through December 31st 2008. Maximum LTV is 7
 House prices hit 200k milestoneThe average house now costs more than £200,000, according the Land Registry's just published quarterly survey (July-September). The report, which relates to all sales, isn't directly comparable to
 CA reports steep rise in debt problemsCitizens Advice Bureaux are reporting a sharp rise in the number of serious debt problems being brought to them - new figures released by the national umbrella charity showing their bureau network
 First time home buyers on the rackIn October, first time buyers had to borrow, on average, a record 3.27 times their incomes to take out a mortgage, according to figures compiled by the Council of Mortgage Lenders (CML). Those moving
 Halifax unveils market leading student accountHalifax today announces details of its new market leading Student Current Account offering. Applications for the new account can be made from Monday 4th August 2008. The account is available to both
 British Gas comes clean on costs and price cutsBritish Gas has continued to bleed customer accounts throughout 2006. After a reported loss of 432,000 accounts in the first half, customer losses accelerated to 546,000 accounts in the second half to leave a net loss of 978,000 accounts for the year
 Current account costs - overdraft rates on the riseBanks and building societies have been taking the opportunity given by this years two base interest rate increases to boost their overdraft rates. A number of the main current account providers are now raising their overdraft rates each time the base
 House price growth set to slow?Latest figures from the Halifax show house prices rising by 1.7% to a seasonally adjusted average of £184,593 in October, giving a year-on-year increase of 8.6%. However, the mortgage bank says there have been indications of a weakening in activi
 Consumer confidence dipsDramatic increases in energy and other household bills have been followed by a decrease in consumer confidence, according to the latest Personal Credit Index from , the online credit report monitoring service from Experian. The Index, which h
 RICS calls for rate riseRICS (Royal Institution of Chartered Surveyors) is calling upon the Bank of England to raise interest rates when its rate setting committee convenes this week, in order to dampen down the housing market. RICS Chief Economist, Milan Khatri, say
 So what adds value to your property?Research from Alliance & Leicester Personal Loans shows that consumers and estate agents are breeds apart in their views on the type of 'home improvements' that will add value to a property. Whether considering extra space, a hot tub, removin
 Latest credit card deals: do they add up?
Interest-free balance transfer and purchase deals are back in fashion - but do your sums before signing up to one
Loan rates reach seven-year high
Loan rates have hit seven-year highs as lenders tighten their belts in the wake of the credit crunch
Prepay cards good for reigning in spending
Prepay cards are proving popular despite high charges as they remove the risk of overspending in these tough times
Credit card firms push up interest rates
Credit card giants are pushing up interest rates - and their profit margins - despite cuts in the Bank of England base rate
Egg hits customers with rate increases
Controversial credit card provider Egg has decided to give some of its cardholders yet another shock
Loan rate rises benefit doorstep lenders
Skyrocketing personal loan rates over the past month are playing into the hands of doorstep lenders
Be sharp on cards to avoid the holiday trap
A crackdown on fraud means increasing numbers of card transactions made abroad are being rejected. Here's our useful survival guide
£175k petrol station ID fraudster jailed
How one man working in a village filling station milked a whole community for £175,000
Students get lucky on loan rate
The interest rate on student loans is set to fall by 1% to 3.8% from the start of September in a stroke of luck for recent graduates
John Lewis joins lenders raising card fees
The latest Scrooge in the world of credit card providers is John Lewis, which has increased a range of charges on its Partnership card
ID hackers steal from 40m credit cards
Eleven people have been charged in connection with the largest hacking and identity theft case ever prosecuted in America
Credit card rates soar in time for holidays
Credit card companies have imposed 'phenomenal' interest rate rises as families head for their holidays
Just how secure is your home loan?
Falling house prices and spiralling interest rates have put pressure on homeowners with secured loans
Bank to seize cancer victim's home
A bank has been accused of 'gross inhumanity' for threatening to evict a 70-year-old cancer victim because she has not paid back a loan
Official probe into payday loans
Watchdog the OFT will carry out a probe into expensive, short-term loans paid out to tide people over until their next payday
Balance transfer market hots up
As summer approaches and the temperature rises, so the balance transfer credit card market is also beginning to hot up
Amex chasing me for a bill I already paid
I used a debt management agency to come to arrange with my creditors to clear my debts, but now a debt collector says I owe Amex £197.06
Why has the student loan rate increased?
Why has the government increased the APR on student loans from 2.4% to 4.8%?
Am I too old for credit card cover?
Where can I get cover for my credit card in the event of my death? I am 65 and my card provider will no longer offer this cover due to my age
Lending To Older HomeownersIt’s all very well researching the best mortgages on the market, but what if you can’t get some of them because of your age? The Perils And Perks Of House-SharingHere's the lowdown on the perks and perils of shared living. Who Is To Blame For Debt Crisis?Harvey Jones gives a personal view on who is to blame for the UK's debt crisis. Is It Better To Buy Bonds?With interest rates predicted to fall, many commentators are suggesting we put more money into bond funds. Does this make sense or should we stick to shares and cash? Save £154 A Year On Your Contact LensesHow to buy contact lenses online for as little as £5.25 a month. Who Will Be The Next Farepak Victims?The high-profile collapse of Wrapit and Farepak made one Fool wonder just how often our money is at risk.
Eight Amazing Offset Mortgage Deals
Mortgage borrowers who have savings are in luck!
Britain's Booming Dividends
Despite the looming fear of recession, the dividends paid by UK companies have risen by over 20% in the last twelve months.
Eight Ways To Cut Your Water Bill
Water bills are set to stretch your household finances even further. Here's how to beat the price hikes.
Gap Years For Grown-Ups!
Gap years aren't just for 18 year-olds. Here are some top financial tips for older travellers.
How To Lose Your Life Savings
Having spent decades building up your wealth, don’t gift it to these crooks and charlatans!
Four Fab Mortgage Deals For First-Time Buyers
What are the best deals out there for first-time buyers? Laura Starkey investigates.
22 Buy To Let Mortgage Bargains
What are the best deals available at the moment for buy-to-let borrowers?
Cut The Cost Of Your Glasses By 63%!
Buying glasses can be an expensive venture. Here's a guide on how to save a packet and still look stylish by buying them online.
Current Discounts And Deals #67
Fancy a film for £3, 50% off trainers, 70% off garden furniture or 50% off luxurious lingerie? Look no further!
Go On Holiday - For Free!
House swaps are a fun, free and friendly way to holiday. But will anyone really exchange my two-bed in Whitechapel for a glamorous European apartment!
Help! I Need A House Doctor!
If you’re finding it hard to sell your property, you might be tempted to enlist the support of a house doctor. But is it really worth it?
The Fastest Way To Sell Your Home
This is the quickest – and easiest – way to sell a property. There’s no chain, no haggling and no risk of gazundering – so what’s the catch?
The Cheapest Places To Buy Music Online
Download tracks from legitimate music download sites for as little as 25p.
My Favourite Foolish Financial Sayings
One Fool writer reveals his favourite Foolish, witty and amusing quotations. They make great lessons for life!
Ditch The Interest On Your Debts
Laura Starkey looks at how to tackle your debts in the credit crunch.
Don't Fall For This Sneaky Trick!
The lowest mortgage rate isn’t always the best.
Getting Started With Index Trackers
Confused about index trackers? We look at some common questions many people have about the Fool’s favourite type of investment fund.
Cut Your Energy Bills By 75%?
How much do energy efficient improvements really save you? Harvey Jones investigates the true cost of going green.
Five Tips For Cheaper Trips
Thanks to the rising price of fuel, motoring is becoming increasingly pricey. Here are five car costs just itching to be cut!
|
|
|
|
